:root{
  --navy:#0E2640; --blue:#0B5A9E; --blue-dark:#084479; --sky:#0A84C8;
  --ink:#0E2640; --body:#34475C; --muted:#4F6275;
  --ground:#EEF4FA; --card:#FFFFFF; --tint:#DCEBF8; --line:#D5E2EE; --line-strong:#7D93AA;
  --foot-text:#D5DDE8; --foot-muted:#B8C4D4; --foot-line:#2A4462;
  --sans:'Figtree',system-ui,-apple-system,sans-serif; --head:'Lexend','Figtree',system-ui,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html,body{background:var(--navy)}
body{margin:0;font-family:var(--sans);color:var(--ink);font-size:18px;line-height:1.55}
a{color:var(--blue)} a:hover{color:var(--blue-dark)}
:focus-visible{outline:3px solid var(--sky);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--head);margin:0;text-wrap:balance;color:var(--ink)}
h1{font-size:clamp(36px,5vw,62px);line-height:1.08;font-weight:600}
h2{font-size:clamp(30px,3.4vw,44px);line-height:1.15;font-weight:600}
h3{font-size:22px;font-weight:600;line-height:1.3}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding-inline:20px}
.site{background:var(--ground);min-height:100vh;display:flex;flex-direction:column}
main{flex:1}

/* utility bar */
.util{background:var(--navy);color:var(--foot-text);font-size:15px}
.util .wrap{display:flex;justify-content:space-between;gap:16px;min-height:42px;align-items:center;flex-wrap:wrap;padding-block:6px}

/* nav */
header.nav{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:env(safe-area-inset-top,0px);z-index:20}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;min-height:96px;gap:16px}
.logo img{height:76px;width:auto;display:block}
.links{display:flex;align-items:center;gap:32px;font-weight:500}
.links a.nl{color:var(--ink);text-decoration:none;padding:8px 2px;border-bottom:3px solid transparent}
.links a.nl:hover{color:var(--blue)}
.links a.nl[aria-current="page"]{border-bottom-color:var(--blue);color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:0 28px;border-radius:999px;font-weight:600;font-size:19px;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-dark);color:#fff}
.btn-outline{background:transparent;color:var(--blue);border-color:var(--blue)}
.btn-outline:hover{background:var(--tint);color:var(--blue-dark)}
.btn-sm{min-height:50px;padding:0 22px;font-size:17px}
.menu-btn{display:none;width:52px;height:52px;border:1.5px solid var(--line-strong);border-radius:12px;background:#fff;cursor:pointer;align-items:center;justify-content:center}
.mobile-menu{display:none;background:var(--card);border-bottom:1px solid var(--line)}
.mobile-menu[data-open="true"]{display:block}
.mobile-menu a{display:block;padding:16px 20px;font-size:20px;font-weight:500;color:var(--ink);text-decoration:none;border-top:1px solid var(--line)}
@media (max-width:900px){
  .links{display:none}
  .menu-btn{display:inline-flex}
  .nav .wrap{min-height:80px}
  .logo img{height:56px}
}

/* sections */
section{padding-block:clamp(56px,8vw,104px)}
.sec-white{background:var(--card)}
.sec-tint{background:var(--ground)}
.sec-navy{background:var(--navy);color:var(--foot-text)}
.eyebrow{font-size:16px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.lead{font-size:clamp(19px,1.6vw,22px);color:var(--body)}
.sub{font-size:20px;color:var(--body)}

.hero .wrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:64px;align-items:center}
.hero-copy{display:flex;flex-direction:column;gap:26px;max-width:640px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:6px}
.hero-side{display:flex;flex-direction:column;gap:20px}
.photo{aspect-ratio:3/2;max-width:100%;border-radius:24px;background:var(--tint);border:2px dashed var(--line-strong);display:flex;align-items:center;justify-content:center;text-align:center;padding:24px;color:var(--body);font-size:17px}
.phone-card{background:var(--card);border-radius:20px;padding:24px 28px;box-shadow:0 1px 2px rgba(14,38,64,.06),0 8px 24px rgba(14,38,64,.08);display:flex;flex-direction:column;gap:8px}
.phone-card .lbl{font-size:14px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.phone-card .num{font-family:var(--head);font-size:clamp(26px,2.4vw,32px);font-weight:600}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:32px}}

.trust{padding-block:40px}
.trust .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}
.trust-item{display:flex;gap:14px;align-items:flex-start}
.trust-item svg{flex-shrink:0;color:#7CCBF2}
.trust-item b{display:block;font-size:19px;color:#fff;font-weight:700;line-height:1.3}
.trust-item span{font-size:16px;color:#C9D6E4}
@media (max-width:900px){.trust .wrap{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.trust .wrap{grid-template-columns:1fr}}

.sec-head{display:flex;flex-direction:column;gap:14px;max-width:760px;margin-bottom:44px}
.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.card{background:var(--ground);border-radius:20px;padding:30px 26px;display:flex;flex-direction:column;gap:14px;text-decoration:none;color:inherit}
.card:hover{background:var(--tint)}
.sec-tint .card{background:var(--card)}
.icon{width:56px;height:56px;border-radius:16px;background:var(--tint);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.sec-tint .icon{background:var(--tint)}
.card p{color:var(--body)}
@media (max-width:1000px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cards{grid-template-columns:1fr}}

.split{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:64px;align-items:start}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:32px}}
.steps{display:flex;flex-direction:column;gap:18px}
.step{background:var(--card);border-radius:20px;padding:26px 30px;display:flex;gap:22px;align-items:flex-start}
.sec-white .step{background:var(--ground)}
.step .n{width:48px;height:48px;flex-shrink:0;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--head);font-size:22px;font-weight:600}
.step p{color:var(--body)}

/* form */
form.cb{background:var(--ground);border-radius:24px;padding:clamp(24px,4vw,40px);display:flex;flex-direction:column;gap:22px}
.sec-tint form.cb{background:var(--card)}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
@media (max-width:560px){.grid2{grid-template-columns:1fr}}
label.f{display:flex;flex-direction:column;gap:8px;font-size:17px;font-weight:600}
input[type=text],input[type=tel],input[type=email],select,textarea{height:56px;border:1.5px solid var(--line-strong);border-radius:12px;padding:0 16px;font-size:18px;font-family:inherit;background:#fff;color:var(--ink);width:100%}
textarea{height:auto;min-height:120px;padding:14px 16px}
input:focus,select:focus,textarea:focus{outline:3px solid var(--sky);outline-offset:0;border-color:var(--blue)}
input[aria-invalid="true"]{border-color:#B3261E}
.err{color:#B3261E;font-size:15px;font-weight:500;display:none}
.consent{display:flex;gap:14px;align-items:flex-start;font-size:15px;line-height:1.55;color:var(--body);font-weight:400}
.consent input{width:24px;height:24px;margin:3px 0 0;flex-shrink:0;accent-color:var(--blue)}
.fine{font-size:15px;color:var(--body)}
.success{background:var(--card);border:2px solid var(--blue);border-radius:24px;padding:40px;display:flex;flex-direction:column;gap:14px}

/* footer */
footer{background:var(--navy);color:var(--foot-text);padding-block:64px 56px}
.foot-top{display:flex;justify-content:space-between;gap:48px;flex-wrap:wrap}
.foot-brand{display:flex;flex-direction:column;gap:14px;max-width:420px;font-size:17px;line-height:1.6}
.foot-logo{align-self:flex-start;background:#fff;border-radius:14px;padding:10px 16px}
.foot-logo img{height:64px;width:auto;display:block}
.foot-cols{display:flex;gap:72px;flex-wrap:wrap;font-size:17px}
.foot-col{display:flex;flex-direction:column;gap:12px}
.foot-col b{color:#fff}
.foot-col a{color:var(--foot-text);text-decoration:none}
.foot-col a:hover{color:#fff;text-decoration:underline}
.legal{border-top:1px solid var(--foot-line);margin-top:40px;padding-top:30px;display:flex;flex-direction:column;gap:14px;font-size:15px;line-height:1.6;color:var(--foot-muted)}

/* legal pages */
.doc{max-width:760px}
.doc .wrap{display:flex;flex-direction:column;gap:20px}
.doc h2{margin-top:24px;font-size:26px}
.doc ul{margin:0;padding-left:24px;color:var(--body);display:flex;flex-direction:column;gap:8px}
.doc p{color:var(--body)}
.notice{background:var(--tint);border-radius:16px;padding:18px 22px;color:var(--ink);font-size:16px}
.about-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
@media (max-width:900px){.about-grid{grid-template-columns:1fr}}
.stat{background:var(--card);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:6px}
.stat b{font-family:var(--head);font-size:34px;font-weight:600;color:var(--blue)}
.stat span{color:var(--body)}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}